FAQs
Grouped by question type. Every answer is a deterministic projection of the official register — sourced, dated, and reported as the record, not a verdict.
Licence requirements
E-money issuance
Also asked about as mobile money, electronic money institution (EMI), stored value or e-wallet.
Angola Benin Botswana Burkina Faso Burundi Cameroon Central African Republic Chad Congo-Brazzaville Côte d'Ivoire Djibouti DR Congo Equatorial Guinea Eswatini Ethiopia Gabon Ghana Guinea-Bissau Kenya Lesotho Malawi Mali Morocco Mozambique Namibia Niger Nigeria Rwanda Senegal Seychelles Sierra Leone Somalia Tanzania The Gambia Togo Uganda Zambia Zimbabwe
Payment processing
Also asked about as payment service provider (PSP), payment gateway or acquiring.
Angola Benin Botswana Burkina Faso Burundi Cameroon Central African Republic Chad Congo-Brazzaville Côte d'Ivoire DR Congo Equatorial Guinea Ethiopia Gabon Guinea-Bissau Kenya Mali Mauritius Morocco Mozambique Namibia Niger Nigeria Rwanda Senegal Seychelles South Africa Tanzania The Gambia Togo Tunisia Uganda Zambia
Cross-border remittance
Also asked about as money transfer or MTO/IMTO.
Minimum capital, compared
- How much capital does an e-money licence require across African markets? →
- How much capital does a payment processing licence require across African markets? →
- How much capital does a remittance licence require across African markets? →
- How much capital does a payment switching licence require across African markets? →
Who's licensed
E-money issuance
Angola Benin Botswana Burkina Faso Burundi Cabo Verde Cameroon Central African Republic Chad Congo-Brazzaville Côte d'Ivoire Djibouti DR Congo Equatorial Guinea Ethiopia Gabon Ghana Guinea-Bissau Kenya Lesotho Malawi Mali Morocco Mozambique Namibia Niger Nigeria Rwanda Senegal Somalia South Africa Tanzania The Gambia Togo Tunisia Uganda Zambia Zimbabwe
Payment processing
Angola Benin Botswana Burkina Faso Burundi Cabo Verde Cameroon Central African Republic Chad Congo-Brazzaville Côte d'Ivoire DR Congo Equatorial Guinea Ethiopia Gabon Guinea-Bissau Malawi Mali Mauritius Morocco Mozambique Namibia Niger Nigeria Rwanda Senegal Seychelles Somalia South Africa Tanzania Togo Tunisia Uganda Zambia Zimbabwe
Cross-border remittance
Cross-market equivalence
Cross-border rules
- Licensed-channel requirement across markets →
- Outward-capital approval / restriction across markets →
- Export-proceeds surrender (cede to the state) across markets →
- Remittance-operator scope across markets →
- Cross-border cash-declaration threshold across markets →
- Cross-border payment documentation across markets →
- Export-proceeds repatriation across markets →
- Travel / discretionary FX allowance across markets →
- Correspondent (nostro) balance cap across markets →
- Investor's right to transfer out across markets →
- Domestic foreign-currency use across markets →