Afriset Fintech

The rulebook for African fintech regulation

Afriset turns scattered, official African regulatory data into a clean, computed, cross-country-normalized layer that people and machines can actually use: who is licensed for e-money issuance, payment processing, cross-border remittance and payment switching — assembled from official regulator registers, normalized so it's finally comparable, every fact sourced and dated. Gaps are reported honestly: a market with no such licence, an unreachable register, and an empty register are three different facts.

Markets with ingested registers
8
of 8 mapped
Normalized activities
4
Licensing facts
954

The registers

One page per jurisdiction × licence category, projected directly from the dataset.

Issue e-money / hold customer funds

Jurisdiction Licence category Regulator Providers As of
Ghana Dedicated Electronic Money Issuer Bank of Ghana 5 2026-07-02
Kenya E-Money Issuer Central Bank of Kenya 9 2026-05-15
Kenya Small E-Money Issuer Central Bank of Kenya 0 (register read) 2026-05-15
Nigeria MOBILE MONEY OPERATOR LICENCE CATEGORY Central Bank of Nigeria 17 2026-07-02
Rwanda E-Money Issuer National Bank of Rwanda 7 2025-11-01stale source
Tanzania Electronic Money Issuer Bank of Tanzania 6 2025-12-31stale source
Uganda Electronic Money Issuer Bank of Uganda 5 2026-07-02
Zambia Electronic Money Institution Bank of Zambia 7 2026-07-02

Process payments (no float)

Jurisdiction Licence category Regulator Providers As of
Kenya Electronic Retail Payment Service Provider Central Bank of Kenya 0 (register read) 2026-05-15
Nigeria PAYMENT SOLUTION SERVICE PROVIDER (PSSP) AUTHORISATION Central Bank of Nigeria not yet ingested 2026-07-02
Nigeria SWITCHING & PROCESSING LICENCE CATEGORY Central Bank of Nigeria 19 2026-07-02
Rwanda Aggregator National Bank of Rwanda 32 2025-11-01stale source
South Africa Third Party Payment Provider South African Reserve Bank 372 2026-06-01
South Africa System Operator South African Reserve Bank 92 2026-06-01
Tanzania Payment Service Provider Bank of Tanzania 70 2025-12-31stale source
Uganda Payment Service Provider Bank of Uganda 8 2026-07-02
Zambia Payment Aggregation Service Provider Bank of Zambia 3 2026-07-02

Cross-border money transfer

Jurisdiction Licence category Regulator Providers As of
Ghana International Money Transfer Operator Bank of Ghana 1 2026-07-02
Kenya Money Remittance Provider Central Bank of Kenya 36 2026-06-25
Nigeria International Money Transfer Operators (IMTO) Central Bank of Nigeria 108 2026-07-02
Rwanda Remittance National Bank of Rwanda 16 2025-11-01stale source
South Africa Authorised Dealer in foreign exchange with Limited Author… South African Reserve Bank 13 2026-06-25
Tanzania Money Transfer Service Provider Bank of Tanzania 6 2018-10-08stale source
Uganda Money Remittance Operator Bank of Uganda 103 2026-07-02
Zambia Money Transfer Service Provider Bank of Zambia 6 2026-07-02

Payment switching / interoperability infrastructure

Jurisdiction Licence category Regulator Providers As of
Kenya To own, possess, operate, manage or control infrastructur… Central Bank of Kenya 3 2026-05-15
Nigeria SWITCHING & PROCESSING LICENCE CATEGORY Central Bank of Nigeria 19 2026-07-02
Rwanda Payment System Operators National Bank of Rwanda 1 2025-11-01stale source
South Africa System Operator South African Reserve Bank 92 2026-06-01
Tanzania Switching Service Provider Bank of Tanzania 0 (register read) 2026-07-02
Uganda Payment System Operator Bank of Uganda 9 2026-07-02
Zambia Payment System Operator Bank of Zambia 0 (register read) 2026-04-08

Answers

Call this data from your tools (MCP)

The register is MCP-first: the Afriset MCP server exposes list_licensed and map_license so your compliance, ops and engineering tools can query it directly — provenance, as-of dates and source-currency signals in every response. Endpoint + docs.