Who can issue e-money in Ghana?

As of 2026-07-02, 5 entities are on the official Bank of Ghana register under the Ghana licence category mapped to e-money issuance ("Dedicated Electronic Money Issuer"). Only these categories may hold customer funds. The full, source-linked list is below.

“E-money issuance” here is the normalized activity fintech:EMONEY_ISSUE: Issue stored-value / electronic money redeemable at par and hold the customer float. The category of licence that lets a provider keep customers' money.