Afriset Fintech

Who can issue e-money in Mozambique?

As of 2025-01, 3 entities are on the official Banco de Moçambique register under the Mozambique licence category this dataset maps to e-money issuance ("Instituição de moeda electrónica") — issuing stored value and holding the customer float under that licence. Other institutions (e.g. licensed banks) may hold customer funds under separate authority. The full, source-linked list is below.

Maintained: this official source is re-checked on a weekly schedule — last checked 2026-08-04.

Source recency: Banco de Moçambique's official list is dated 2025-01 — the most recent official publication; verify current status directly with Banco de Moçambique. Entries below are as reported by that list — not a statement of current status.

“E-money issuance” here is the normalized activity: Issue stored-value / electronic money redeemable at par and hold the customer float. The category of licence that lets a provider keep customers' money.

Activity id (as used by the Afriset MCP): fintech:EMONEY_ISSUE

Instituição de moeda electrónica

Banco de Moçambique · 3 entities · source date 2025-01
  1. Carteira Móvel, SA.
  2. M-Mola, SA.
  3. Vodafone M-Pesa, SA.

Source: Banco de Moçambique

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