Rules on domestic use of foreign currency across African markets
This rule differs from market to market. Below is each African market's published position on domestic foreign-currency use, as stated in the cited official instrument — the record, not a verdict. Rules, not rates — no exchange rate is recorded.
The comparable axis is the normalized facet domestic foreign-currency use — which makes each market's rule comparable on one table, market to market, without flattening the differences between them.
Facet id (as used by the Afriset MCP): xborder:DOMESTIC_FX_USE
The record, market by market
| Market | The record | Source | Source date |
|---|---|---|---|
| DR Congo | Any payment in foreign currency inside the national territory of USD 10,000 or more must be made through a bank (voie bancaire), except in a locality with no bank — a local-settlement channel control in the dual-currency economy. (USD 10,000) Verbatim"Tout paiement en monnaies étrangères sur le territoire national, équivalent ou supérieur à USD 10.000,- (dollars américains dix mille) doit être effectué par voie bancaire, excepté dans une localité dépourvue de banque." | Réglementation du Change en République Démocratique du Congo (base text; JO reproduction, 71 pp) | 2014-03-28 |
| Ghana | The Ghana Cedi is the only legal tender; no resident may price, advertise, invoice, receive or pay in foreign currency for a domestic transaction without Bank of Ghana authorisation. Verbatim"The Ghana Cedi remains the only legal tender in Ghana, accordingly, no resident of Ghana, unless duly licensed or authorised by the Bank of Ghana shall price, advertise, invoice, receive or make payment in any foreign currency for goods and/or services…" | BoG Notice No. BG/GOV/SEC/2012/12 — Pricing, Advertising and Receipt or Payment for Goods and Services in Foreign Currency in Ghana (reproduced on PPA official portal) | 2012-10-10 |
| Rwanda | Receiving payment in foreign currency for goods or services inside Rwanda requires Central Bank authorisation unless the person is within a deemed authorised-dealer category; unauthorised FX pricing/transacting is an administrative fault. Verbatim"This Directive identifies the categories of persons who may receive payment in foreign currency for goods or services in Rwanda without prior Central Bank approval and prescribes the procedure and requirements for all other persons to obtain such authorization." | Directive No. 4230/2025-00042 [613] of 17/09/2025 governing persons authorized to transact in foreign currencies and the requirements for obtaining authorization | 2025-09-17 |
| Tanzania | Since 28 March 2025, pricing and payment for goods and services within Tanzania must be in Tanzanian Shillings; it is an offence to quote, advertise or indicate prices in foreign currency domestically. (in force from 2025-03-28) Verbatim"Under these Regulations, pricing and payment for all goods and services within the country must be in Tanzanian Shillings. Therefore, it is an offence to quote, advertise, or indicate prices in foreign currency, to compel, facilitate, or accept payment in foreign currency, or to refuse payment made in Tanzanian Shillings." | BoT Public Notice: Prohibition on the Use of Foreign Currency for Local Transactions (confirms the Use of Foreign Currency Regulations, 2025, Gazette No. 198 of 28/3/2025) | 2025-05-02 |
The record as published in each cited instrument, as of its source date — not legal or compliance advice. The record can change — a new rule can appear or an existing one lift — so verify current status with the regulator. Rules, not rates: no exchange rate is recorded here.
Maintained: this official source is re-checked on a weekly schedule — last checked 2026-08-04 · unchanged since the previous check.