Afriset Fintech

Who can operate a payment switch in Tunisia?

Tunisia's banking law (loi n° 2016-48) defines no private payment-switch licence category. The national card/payment infrastructure is operated by established institutions — the Société Monétique de Tunisie (SMT) for cards, SIBTEL for interbank clearing, and the Banque Centrale de Tunisie for the RTGS/SGMT — not licensed as private switch operators. No private payment-switch licence register is published.

Source: Banque Centrale de Tunisie — Systèmes de paiement (SMT · SIBTEL · SGMT)

“Payment switching” here is the normalized activity: Own or operate payment switching, routing, clearing or interoperability infrastructure between payment service providers, issuers, acquirers and schemes.

Activity id (as used by the Afriset MCP): fintech:SWITCHING

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