Dedicated Electronic Money Issuer — Ghana
The Ghana licence category mapped to issue e-money / hold customer funds (Issue stored-value / electronic money redeemable at par and hold the customer float. The category of licence that lets a provider keep customers' money.) Regulator: Bank of Ghana. The ONLY Act 987 (Payment Systems and Services Act, 2019) category that may issue e-money and hold customer funds (in trust; capital GHS 20M). Human-reviewed and approved in the Phase-1 plan, 2026-07-02.
As of 2026-07-02 (date of retrieval — the source publishes no date) · source: Bank of Ghana · 5 entities
| # | Provider | Status (as reported) | Licensed / granted | Source |
|---|---|---|---|---|
| 1 | Airtel Mobile Commerce (Ghana) Limited | licensed | — | Bank of Ghana · as of 2026-07-02 |
| 2 | G-Money Financial Services LTD | licensed | — | Bank of Ghana · as of 2026-07-02 |
| 3 | MobileMoney LTD | licensed | — | Bank of Ghana · as of 2026-07-02 |
| 4 | Telecel Ghana Mobile Financial Services LTD | licensed | — | Bank of Ghana · as of 2026-07-02 |
| 5 | ZeePay Ghana LTD | licensed | — | Bank of Ghana · as of 2026-07-02 |
The equivalent licence in other markets
Categories mapped to the same normalized activity (fintech:EMONEY_ISSUE):