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DR Congo

Everything Afriset holds on fintech regulation in DR Congo: who's licensed for each activity, the cross-border money-movement rules, and the regulators — normalized and dated to official sources.

⚠ Two Congos. This page is DR Congo (also written Democratic Republic of the Congo, Congo-Kinshasa, DRC) — regulated by Banque Centrale du Congo, currency CDF.

Not to be confused with Congo-Brazzaville (also written Republic of the Congo, Congo Republic) — a separate market, regulated by BEAC / COBAC, currency XAF.

Licence registers

Who's licensed in DR Congo, per licence type — provider counts, source and last-checked date.

E-money issuance

Licence category Regulator Providers Source date Last checked
Établissement de monnaie électronique Banque Centrale du Congo 4 not dated 2026-08-04

Payment processing

Licence category Regulator Providers Source date Last checked
Agrégateur (prestataire de services connexes de paiement) Banque Centrale du Congo 39 not dated 2026-08-07

Cross-border remittance

Licence category Regulator Providers Source date Last checked
Messagerie financière Banque Centrale du Congo 82 not dated 2026-08-04

Payment switching

Licence category Regulator Providers Source date Last checked
Opérateur de système de paiement monétique agréé Banque Centrale du Congo register unavailable 2024-09-04 2026-08-07

Cross-border rules for DR Congo

What may move across the border, and under what rule — 6 recorded rules. Rules, not rates.

See the cross-border rulebook →

Answers

E-money issuance

Payment processing

Cross-border remittance

Payment switching

Cross-border rules

Regulators