Kenya
Everything Afriset holds on fintech regulation in Kenya: who's licensed for each activity, the cross-border money-movement rules, and the regulators — normalized and dated to official sources.
Licence registers
Who's licensed in Kenya, per licence type — provider counts, source and last-checked date.
E-money issuance
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| E-Money Issuer | Central Bank of Kenya | 9 | 2026-05-15 | 2026-08-04 |
| Small E-Money Issuer | Central Bank of Kenya | 0 (register read) | 2026-05-15 | 2026-08-04 |
Payment processing
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| Electronic Retail Payment Service Provider | Central Bank of Kenya | not yet ingested | 2026-05-15 | 2026-08-04 |
Cross-border remittance
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| Money Remittance Provider | Central Bank of Kenya | 36 | 2026-06-25 | 2026-08-04 |
Payment switching
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| To own, possess, operate, manage or control infrastructure for the provision of payment services | Central Bank of Kenya | 3 | 2026-05-15 | 2026-08-04 |
Cross-border rules for Kenya
What may move across the border, and under what rule — 6 recorded rules. Rules, not rates.
See the cross-border rulebook →Answers
E-money issuance
Payment processing
Cross-border remittance
Payment switching
Cross-border rules
- Licensed-channel requirement across markets →
- Outward-capital approval / restriction across markets →
- Cross-border cash-declaration threshold across markets →
- Cross-border payment documentation across markets →
- Export-proceeds repatriation across markets →
- Investor's right to transfer out across markets →