South Africa
Everything Afriset holds on fintech regulation in South Africa: who's licensed for each activity, the cross-border money-movement rules, and the regulators — normalized and dated to official sources.
Licence registers
Who's licensed in South Africa, per licence type — provider counts, source and last-checked date.
Payment processing
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| Third Party Payment Provider | South African Reserve Bank | 365 | 2026-06-01 | 2026-08-04 |
| System Operator | South African Reserve Bank | 99 | 2026-07-14 | 2026-08-04 |
Cross-border remittance
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| Authorised Dealer in foreign exchange with Limited Authority - Category 3 | South African Reserve Bank | 13 | 2026-06-25 | 2026-08-04 |
Payment switching
| Licence category | Regulator | Providers | Source date | Last checked |
|---|---|---|---|---|
| System Operator | South African Reserve Bank | 99 | 2026-07-14 | 2026-08-04 |
Cross-border rules for South Africa
What may move across the border, and under what rule — 6 recorded rules. Rules, not rates.
See the cross-border rulebook →Answers
E-money issuance
Payment processing
Cross-border remittance
Payment switching
Cross-border rules
- Licensed-channel requirement across markets →
- Outward-capital approval / restriction across markets →
- Cross-border cash-declaration threshold across markets →
- Cross-border payment documentation across markets →
- Export-proceeds repatriation across markets →
- Travel / discretionary FX allowance across markets →